Creditor Harassment
Professional Chapter 7 and Chapter 13 Litigators
What is Creditor Harassment?
Creditor harassment occurs when creditors or collection agencies engage in illegal collection practices like name calling, issuing false legal notices or calling debtors over and over. When creditors engage in illegal practices, debtors have the right to report the creditors’ behavior and stop the harassment.
Creditor Harassment is Illegal
In the United States, creditor harassment is unlawful. Years ago, the government passed the Fair Debt Collection Practices Act (FDCPA). This Act specifically says that creditors must not engage in menacing behaviors when attempting to recover funds from debtors as it is illegal.
Examples of Creditor Harassment
Every day, countless people throughout the U.S. are subjected to creditor harassment. Some examples of creditor harassment include, but are not limited to:
- creditors calling daily
- creditors calling debtors at their place of employment
- creditors calling debtors names
- creditors issuing verbal threats
- creditors threatening to call a debtor’s family, friends, neighbor or employer
- creditors calling at unreasonable hours
- creditors issuing false legal documents to obtain payment
- creditors telling debtors that they will be arrested if they do not pay their debts
Anytime a person has become a victim of creditor harassment, he/she should review his/her legal options and rights with a professional lawyer, like the lawyers at The Arizona Bankruptcy Law Firm. At The Arizon Bankruptcy Law Firm we will do everything we can to stop creditor harassment. We will get involved immediately and contact creditors so that our clients are no longer subjected to disturbing phone calls, letters and/or voicemails.
Arizona Bankruptcy Lawyers
If you are having a difficult time keeping up with your financial obligations, now is the perfect time to review your options with an experienced Arizona bankruptcy lawyer, like the lawyers at The Arizona Bankruptcy Law Firm.
The Arizona Bankruptcy Law Firm is committed to helping individuals throughout the state of Arizona file for Chapter 7 and Chapter 13 so they can get out of debt quickly.